Consolidating my stafford loans

Like I mentioned earlier, these programs let you wipe out your student loan debt in an instant, but the downside to Discharge programs is that they’re much more difficult to qualify for because of restrictive eligibility conditions.Now that we’ve covered the Federal student loan forgiveness programs in exhausting detail, let’s do the same thing for those of you holding Private student loan debt.Put it another way, it doesn’t matter what you do, just who employs you.Qualifying public service employers include: In order to qualify for Public Service Loan Forgiveness, you have to work at least 30 hours a week at least eight months of the year.If you have questions about anything I’ve covered on this page, feel free to leave a Comment and I’ll do my best to get back to you in 24 hours!There are two main types of Forgiveness benefits available for borrowers with Federal student loans, including the traditional “Forgiveness” programs, and the more modern “Discharge” programs.

There’s never been a better opportunity to qualify for Student Loan Forgiveness Benefits, as there are literally tons of different programs available, so be sure to browse through my list below and you’re almost certain to find a forgiveness program that can help you get rid of your loans without paying for them.

In addition, you have the option to consolidate other types of federal loans into a Direct Consolidation Loan, which qualifies for PSLF.

When you fill out the application to consolidate your loans, be sure to check the box that says you’re consolidating for the purpose of loan forgiveness.

The good news is that this works retroactively, too!

Any payments you’ve made on time, in a qualifying repayment plan, while working in the public service after October 1, 2007, will be counted toward your 120 total.

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